Designs That Work For You
We realize that ONE SIZE FITS NONE, so we design customized solutions to meet your company’s specific retirement plan objectives, rather than trying to fit you into a standardized cookie-cutter solution.
Our platform allows us to tailor a plan that fits your company perfectly. Our detailed design process covers every aspect of retirement plan creation including:
- Creative plan specification design
- Unbundled investment options
- Fiduciary guidance for plan sponsors
- Plan-tailored pricing models
- Respected investment advice solutions
- Flexible directed trustee options
We take the time to get to know your goals, because we know the investment of time will pay big dividends for your company. With our creative and skillful design, your retirement plan will be a key element of a strategic compensation package that will help you attract and retain your most valuable employees. We can show you how to make the most of your employer contributions. By categorizing your employees or by choosing an allocation formula based on criteria such as compensation amount or length of service, you can ensure that your employer contributions are targeted for maximum impact. Including employer contributions in your plan is also a cost-effective way to reward your employees, because these contributions are tax deductible and do not incur payroll taxes.
We can also show you how your retirement plan can benefit your top-paid employees and your company’s owners. With effective plan design, your key personnel can realize the full advantages of your plan at the lowest cost to your company. In many instances, owners can maximize their own contribution to the plan while controlling the size of the contribution to other employees. Even better, employer contributions are tax deductible, allowing owners to increase their personal savings while reducing the company’s taxes.
Our one-size-fits-none attitude even extends to our pricing. We can build a pricing model that synchronizes with the overall objectives of your plan. The costs of your plan can be paid for using plan assets, providing your company with an important benefit with virtually no out-of-pocket expense. Or, the costs of your plan can be paid for outside of the plan, allowing the company to deduct these expenses and reduce its tax liability while maximizing participants’ returns. What’s right for you?
Beyond the initial plan creation and design phase, be assured that your company will continue to receive personal attention. As your company changes, our plan consultants will work with you to ensure that your retirement plan is always in sync with your company's overall goals and needs.