TRUE INVESTMENT CHOICE
You may not realize how expensive your current plan is. The most expensive plan is often the one that sacrifices your investment return.
As an independent provider, we are not captive to any single fund family or insurance product. We can access over 10,000 mutual funds from an exhaustive array of fund families. Your retirement plan will invest directly into each mutual fund rather than the “funds of funds” many other providers use, thus avoiding the additional layers of expense that are often added to such funds. Any revenue sharing monies received from fund families can also be credited back to your plan as investment gain or to offset plan expenses.
Since we are not selling our own funds, we can provide any fund. Since our pricing model need not rely on revenue sharing, your fund list is not limited by the funds' revenue sharing agreements. You can choose an investment option list that maximizes the return for you and your employees, not for the custodian, fund family, or investment manager.
What does this mean for you and your employees? True Choice.
Along with a diversified list of mutual funds, self-directed accounts are available for more sophisticated investors to invest directly in stocks and other permissible investment vehicles. For your participants with less investment experience, asset allocation portfolios or lifestyle funds can be added to your plan so that participants automatically diversify their savings.
Choice -- so that you can offer your employees a retirement plan that meets all of their investment needs and maximizes their potential return.